Here’s a list of actions to prepare for your closing and the items to bring with you.
1
Determine who will conduct your closing, and when and where it’s scheduled.
Who conducts your closing varies by state. You may shop around for the company of your choice.
2
Since the closing process varies by state, ask the person conducting your closing what to expect. Things to ask:
- What do I need to bring to closing?
- How much money do I need to bring to closing? How do I pay?
- What if I decide to back out of the deal?
3
Review Your Closing Disclosure
By law, you must receive a five-page Closing Disclosure at least three days prior to your closing.
4
Bring these items with you:
- Picture ID (driver’s license, passport): The person handling the closing will need to make a copy of it.
- Appropriate payment for closing costs: Some companies require wired funds, while others accept a certified checks. Make sure you know what form of payment is acceptable.
